Skip to main content

Good-bye Student Loan!

Hugh and I made a lump sum payment today to free ourselves from the burden of my student loan. I graduated from the U of  S in the summer of 2002, so it has almost been 10 years of payments.

When I first started making payments I was teaching in Brooks, Alberta. In my mind, there was no way I was going to be paying off that dept for 1/3 of my teaching career. When I set up the payment schedule and the loans representative told me what the minimum payment was I upped it.

Two years later I moved back to Saskatchewan. The cost of living was no different that it had been in Brooks. In fact I was even paying more for my apartment in Prince Albert than I had been for my apartment in Brooks. On top of that, I was getting paid less to teach there. Significantly less. Money was so tight that I had to call and have my student loan payments brought down to the minimum. Please keep in mind I WAS NOT a frivolous spender. Even at 23 years old, I had a binder where I recorded my expenses.

By the time I had got to a place where I had a tiny bit of breathing room financially, I had met Hugh. And then there was always a reason not to increase those payments. A wedding, a new house, a new baby, and another new baby all took priority.

Today the loans representative congratulated me on paying off my loan. I found myself smiling and feeling a bit on the warm and tingly side. I hadn't realized how much it meant to me until it actually happened.

Comments

  1. Congratulations! It feels good to pay off debt :)

    ReplyDelete
  2. Whoo Hoo! Congrats! a milestone for sure!

    ReplyDelete
  3. Congrats! Wow! That's a fabulous reason to celebrate a little bit! :) Nicely done.

    ReplyDelete
  4. $$$ GENUINE LOAN WITH LOW INTEREST RATE APPLY $$$
    Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
    LOAN APPLICATION DETAILS.
    First Name:
    Last Name:
    Date Of Birth:
    Address:
    Sex:
    Phone No:
    City:
    Zip Code:
    State:
    Country:
    Nationality:
    Occupation:
    Monthly Income:
    Loan Amount:
    Loan Duration:
    Purpose of the loan:
    E-mail address:

    Email: shadiraaliuloancompany1@gmail.com

    ReplyDelete

Post a Comment

Popular posts from this blog

What I'm wearing

After my Simons' flop, I recently picked up three pairs of jegging capris at Costco. I think they were about $16 each. I got them in grey (above), teal (also above), and white. I absolutely love them and have been wearing them like crazy. My favorite of the two outfits is the bottom one. The jean jacket is Mavi and I HIGHLY recommend it. In fact, I recently bought another. Exact same style, different wash. This jacket was recommended by both Deena and Christy, so you really can't go wrong. The scarf is one I picked up this spring (Gap). I heart orange and teal. Last week I mentioned trying to define my signature look and that bottom one pretty much encapsulates it. . .
And here it is again. LOVE this one too. Cardigan and scarf are recent purchases along with the grey tee (Old Navy). Jeans are old (American Eagle) and shoes are old (Nine West). I can't wait to recreate this one!
These. Jeans. (Gap). I can't get enough of them. I wore them to professional development o…

Nicknames

All of Hugh's hockey buddies call him "Hammy".

Hugh has been calling Calder "Ham" for a long time. I can't even remember when it started.

Calder started calling Boone "Bean" when he first came home from the hospital. That evolved into "Boone Dog", "The Dog", and just simply, "Dog".  Boone is not a fan of nicknames. Often after we use one of his he will say, "I not Da Dog, I just Boone." Hilarious.

Boone has called Lawson "Dawsie" from about month two. (He called her "baby" for the first two months.) Last week Boone called her Lawson for the first time ever. It took a long time for him to put the "L" on Lawson. He would repeat after us "La La La La, Dawsie". He has said "Lawson" twice since the momentous occasion last week, but I think he got too much attention for using it and has moved back to "Dawsie". "Dawsie" likely isn't going any…

Calder Update

Has Calder ever gotten into sports the last couple of months!?! Below he is at a Rush lacrosse game with Hugh and his buddy Kohen. Calder has been watching baseball, lacrosse, and now the hockey playoffs like crazy. In fact, he has stopped asking to watch any of his "shows". He just wants to watch sports. Oh. . . and add NASCAR to that list. Our boy loves his cars. I don't think that will ever change!

Here is Calder's funniest shark tooth yet. His permanent tooth pushed through in front of his baby tooth!  It was like this for weeks. No gap toothed grin for this boy! Below is the day it fell out!
Calder is doing so well in school. His teacher speaks of what a great student he is. Hearing her say these things actually makes me wish he used a few more manners and a bit more kindness at home! LOL. But, if he is going to be on his best behavior somewhere, I want it to be when we aren't around. Although it was great to hear about Calder's learning successes at pa…