Good-bye Student Loan!
Hugh and I made a lump sum payment today to free ourselves from the burden of my student loan. I graduated from the U of S in the summer of 2002, so it has almost been 10 years of payments.
When I first started making payments I was teaching in Brooks, Alberta. In my mind, there was no way I was going to be paying off that dept for 1/3 of my teaching career. When I set up the payment schedule and the loans representative told me what the minimum payment was I upped it.
Two years later I moved back to Saskatchewan. The cost of living was no different that it had been in Brooks. In fact I was even paying more for my apartment in Prince Albert than I had been for my apartment in Brooks. On top of that, I was getting paid less to teach there. Significantly less. Money was so tight that I had to call and have my student loan payments brought down to the minimum. Please keep in mind I WAS NOT a frivolous spender. Even at 23 years old, I had a binder where I recorded my expenses.
By the time I had got to a place where I had a tiny bit of breathing room financially, I had met Hugh. And then there was always a reason not to increase those payments. A wedding, a new house, a new baby, and another new baby all took priority.
Today the loans representative congratulated me on paying off my loan. I found myself smiling and feeling a bit on the warm and tingly side. I hadn't realized how much it meant to me until it actually happened.
When I first started making payments I was teaching in Brooks, Alberta. In my mind, there was no way I was going to be paying off that dept for 1/3 of my teaching career. When I set up the payment schedule and the loans representative told me what the minimum payment was I upped it.
Two years later I moved back to Saskatchewan. The cost of living was no different that it had been in Brooks. In fact I was even paying more for my apartment in Prince Albert than I had been for my apartment in Brooks. On top of that, I was getting paid less to teach there. Significantly less. Money was so tight that I had to call and have my student loan payments brought down to the minimum. Please keep in mind I WAS NOT a frivolous spender. Even at 23 years old, I had a binder where I recorded my expenses.
By the time I had got to a place where I had a tiny bit of breathing room financially, I had met Hugh. And then there was always a reason not to increase those payments. A wedding, a new house, a new baby, and another new baby all took priority.
Today the loans representative congratulated me on paying off my loan. I found myself smiling and feeling a bit on the warm and tingly side. I hadn't realized how much it meant to me until it actually happened.
Congratulations! It feels good to pay off debt :)
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$$$ GENUINE LOAN WITH 3% INTEREST RATE APPLY NOW $$$.
Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
Email: shadiraaliuloancompany1@gmail.com
LOAN APPLICATION DETAILS.
First Name:
Last Name:
Date Of Birth:
Address:
Sex:
Phone No:
City:
Zip Code:
State:
Country:
Nationality:
Occupation:
Monthly Income:
Loan Amount:
Loan Duration:
Purpose of the loan:
Email: shadiraaliuloancompany1@gmail.com
Whoo Hoo! Congrats! a milestone for sure!
ReplyDeleteCongrats! Wow! That's a fabulous reason to celebrate a little bit! :) Nicely done.
ReplyDelete$$$ GENUINE LOAN WITH LOW INTEREST RATE APPLY $$$
ReplyDeleteDo you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
LOAN APPLICATION DETAILS.
First Name:
Last Name:
Date Of Birth:
Address:
Sex:
Phone No:
City:
Zip Code:
State:
Country:
Nationality:
Occupation:
Monthly Income:
Loan Amount:
Loan Duration:
Purpose of the loan:
E-mail address:
Email: shadiraaliuloancompany1@gmail.com